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Intelligence that builds wealth.

AI that optimizes your finances.
Net worth, spending, portfolio, equity compensation, and taxes — all in one place.

Try free for 14 days

Built to build wealth.

Manage everything.

AI that knows your full financial picture.

Correlate proactively surfaces what matters across your accounts and answers any financial question grounded in your data and financial history.

CORRELATE

$42k in your brokerage is earning near zero. Moving it to T-bills adds ~$2,100/yr.

· IDLE CASH · SCHWAB INDIVIDUAL

NVDA is up 150%, TSLA is down $11k. Trim $11k of NVDA to offset the loss — net gain is zero.

· TAX-LOSS HARVEST · SCHWAB INDIVIDUAL

Bumping your 401k to the IRS max saves ~$2,400 in taxes. December take-home drops $890.

· 4 MONTHS REMAINING · 401K LIMIT

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Net Worth

Built for the modern balance sheet.

Bank accounts, brokerages, equity compensation, real estate, private investments, and debt — all in one place.

Net Worth

$1,684,202

+$38,400

+2.6% this month

Cash & Savings

$142,000

Investment Portfolio

$721,302

Equity Compensation

$310,000

Real Estate

$1,250,000

Private Investments

$85,000

Crypto

$38,400

Mortgage

−$820,000

Student Loans

−$24,000

Auto Loan

−$18,500

Portfolio

Optimize across your entire portfolio.

Rebalancing, tax-loss harvesting opportunities, and asset location analysis across your entire portfolio.

PORTFOLIO

TAX-LOSS HARVEST

TSLA is down $11k. You have $18k in NVDA gains this year. Harvesting offsets your gain — net tax impact is zero.

· $11,000 harvestable loss

REBALANCING

International stocks are 8% underweight vs your target. U.S. equities are 11% overweight.

· Drift exceeds 5% threshold

ASSET LOCATION

AGG (bonds) is in your taxable account. Moving it to your IRA saves an estimated $620/yr in taxes.

· AGG · $38,000 · Schwab Individual

Equity Compensation

RSUs, ISOs, and private grants.

Vesting schedules, estimated tax liability, and current valuations for public and private grants.

EQUITY COMPENSATION

NVDARSU

Next vest Aug 15 · 40 shares

$35,000

$875/sh

320 of 800 shares vested

⚠

Withholding covers ~22% — your marginal rate is 37%. Estimated shortfall: $8,400.

StripeISOPRIVATE

Next vest Jan 1 · 12,500 shares

$105,000

$8.4/sh

0 of 50,000 shares vested

METARSU

Next vest Sep 1 · 18 shares

$10,080

$560/sh

216 of 240 shares vested

Tax

Estimate your tax liability year-round.

Federal and state tax projection using your income sources, updated throughout the year.

TAX ESTIMATE

Federal · $109,341

10%

$2,320

22%

$23,485

24%

$43,884

32%

$21,152

37%

$18,500

California · $53,470

9.3%

$32,400

10.3%

$14,420

13.3%

$6,650

EST. TAXES OWED

$162,811

WITHHELD YTD

$95,000

SHORTFALL

$67,811

Spending

Track and manage your spending.

Budget categories, recurring charge detection, and month-over-month trends across all your accounts.

AUGUST 2026

Income

$31,400

Spent

$21,200

Savings rate

32%

Travel$8,400 / $6,000

Lifestyle$4,200 / $5,000

Home$2,800 / $3,500

Dining$3,100 / $2,500

Fitness$820 / $1,200

Subscriptions$410 / $500

⚠

Travel budget exceeded by $2,400 with 9 days left in the month

Projections

Forecast your financial future.

Model scenarios from market downturns to life events and see how your net worth could grow over time.

NET WORTH

$1,664,302

→ $2.7M in 10 years

BASE

BULL

MARKET CRASH

$3.2M$1.8M$0.4M

202620282030203220342036

◦ Retire at 52on track · 14 years

◦ Investment property$500k · 4y 2mo

◦ Sabbatical fund$80k · 2y 8mo

Alerts

Stay on top of what matters.

Daily signals across your accounts, custom alert rules, and scheduled AI routines.

SIGNALS

NVDA is now 38% of your net worth

Above your 25% concentration limit

Lifestyle spending up 22% vs. 3-month average

Savings rate dropped from 34% → 21%

Travel budget exceeded by $2,400

$8,400 spent · $6,000 limit · 9 days left

NVDA vests in 6 days — 40 shares at $875

Estimated withholding shortfall: $8,400

$42k in your brokerage is earning near 0%

T-bills yield 5.1% — ~$2,100/yr available

TSLA loss offsets $11k of NVDA gains

Harvest before Dec 31 to zero out tax liability

Built by decades of expertise.

The team behind Correlate has managed billions in client assets across UBS, Schwab, Fidelity, and leading independent RIAs.

Simple pricing.

BEST VALUE

Annual

$8/mo

After early access$20/mo

Billed $96 upfront annually · 4 months free vs monthly

Net worth across all account types

Spending, budgets & recurring detection

Portfolio analysis, rebalancing & tax-loss harvest alerts

Equity compensation — RSUs, ISOs, private grants

Federal & state tax estimation year-round

Household & partner access

Projections & Monte Carlo scenarios

Daily signals & custom alert rules

AI chat with full financial context

Start free trial

14-day free trial included

Monthly

$12/mo

After early access$30/mo

Billed monthly · No commitment